Estimate Queensland transfer duty — including the first home and home concessions — using the current Queensland Revenue Office rates. Queensland now treats new and established first homes very differently, so the buyer type matters.
Transfer duty estimator
Enter the property price and how you are buying. First home buyers purchasing a brand-new home or off-the-plan pay no transfer duty at all on contracts dated from 1 May 2025 — with no cap on the price. Established first homes still get a concession that phases out between $700,000 and $800,000.
Rates and concession amounts are the Queensland Revenue Office figures, checked 17 July 2026. Duty is charged per $100 (or part of $100) of value, which is why estimates step rather than glide.
Estimates only — not a quote, not advice, and not an indication that you qualify for a concession. Concessions carry conditions: you generally must pay market value, move in within a year and live in the home, and selling or moving out early can claw duty back. This estimate excludes registration fees, additional foreign acquirer duty (8%) and the vacant-land concession. From 1 August 2026 the first home and home concessions require Australian citizenship or permanent residency — see what changes on 1 August 2026. General information only; confirm the figure for your contract with the Queensland Revenue Office transfer duty estimator.
Reading the result
Queensland charges duty on a sliding scale, but which ladder you climb depends on the purchase. Investors pay the general rates. Owner-occupiers get the home concession — $1 per $100 up to $350,000, then general rates above that. Eligible first home buyers get a further concession on top of the home rate.
On contracts dated from 1 May 2025, an eligible first home buyer purchasing a brand-new home or off-the-plan pays no transfer duty at all — and there is no price cap. For established homes, duty is generally nil up to $700,000, with the concession phasing out completely at $800,000. The maximum saving versus general rates is $24,525.
Concessions are clawed back if you do not meet the occupancy rules: move in within a year, live there, and be careful about renting it out or selling early. You also generally must never have owned a residence anywhere in the world to claim the first home concession. And from 1 August 2026, first home and home concessions require Australian citizenship or permanent residency.
Budget for registration fees, legal and conveyancing costs, building and pest inspections, and lenders mortgage insurance if your deposit is under 20%. John's first home buyer page walks through the full funds-to-complete picture, including grants and schemes that can offset these costs.
Next step
Stamp duty, deposit, fees and buffer all have to line up on settlement day. John maps the whole funds-to-complete position — including any grants, schemes and concessions you may be eligible for — before you make an offer.
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Cross-check
The Queensland Revenue Office's own estimator — the authoritative figure for your contract.
Open the QRO estimatorCitizenship and permanent residency become a condition of the first home and home concessions.
What changes on 1 August 2026Repayments, extra repayments and borrowing power — all free, all estimates, all cross-checkable.
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